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How To Buy Crypto With Credit Card For Beginners (Step by Step)For starters, major issuers such as Bank of America, Capital One, Citi and Wells Fargo do not permit their credit cards to be used to buy. Capital One just informed me that their Credit division has placed a ban on all cryptocurrency related purchases as of 1/12/ Credit card issuers that block crypto purchases have varying reasons. Capital One, for example, decided to decline cryptocurrency purchases.